{"id":7648,"date":"2025-01-15T05:20:29","date_gmt":"2025-01-14T20:20:29","guid":{"rendered":"https:\/\/engineer-chanpu.blog\/?p=7648"},"modified":"2025-01-15T07:19:33","modified_gmt":"2025-01-14T22:19:33","slug":"%ec%9d%bc%eb%b3%b8-%ec%83%81%ec%97%85%eb%b6%80%ea%b8%b0-2%ea%b8%89-%ec%9e%90%ea%b2%a9%ec%a6%9d-%ea%b3%b5%eb%b6%80-day-7","status":"publish","type":"post","link":"https:\/\/engineer-chanpu.blog\/?p=7648","title":{"rendered":"\uc77c\ubcf8 \uc0c1\uc5c5\ubd80\uae30 2\uae09: \uc790\uaca9\uc99d \uacf5\ubd80 Day-7"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Day-7<\/h1>\n\n\n\n<p><strong><span style=\"text-decoration: underline;\">&#8220;\uc6b0\ub9ac\uac00 \uac00\uc9c4 \ucd5c\uace0\uc758 \uc790\uc6d0\uc740 \uc2dc\uac04\uc774\ub2e4.&#8221;<\/span><\/strong><br>\u2013 <strong>\uc2a4\ud2f0\ube0c \uc7a1\uc2a4<\/strong> (Steve Jobs)<\/p>\n\n\n\n<p>\uc624\ub298 \uc2dc\uac04\uc744 \uc5b4\ub5bb\uac8c \uc0ac\uc6a9\ud560\uc9c0 \uace0\ubbfc\ud558\uba70 \ucd5c\uace0\uc758 \ud558\ub8e8\ub97c \ub9cc\ub4e4\uc5b4 \ubcf4\uc138\uc694&#x1f601;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Note. \uacf5\ubd80\ud558\uae30<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u6e80\u671f\u4fdd\u6709\u76ee\u7684\u50b5\u5238\uff08\u307e\u3093\u304d\u307b\u3086\u3046\u3082\u304f\u3066\u304d\u3055\u3044\u3051\u3093\uff09\ub9cc\uae30\ubcf4\uc720\ubaa9\uc801\ucc44\uad8c<\/h3>\n\n\n\n<p>\ub9cc\uae30\uc77c\uae4c\uc9c0 \ubcf4\uc720\ud560 \ubaa9\uc801\uc73c\ub85c \ucde8\ub4dd\ud55c \ucc44\uad8c\uc744 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud68c\uacc4\uc5d0\uc11c\ub294 \uae30\uc5c5\uc774 \ubcf4\uc720\ud55c \ucc44\uad8c\uc744 <strong>\ubaa9\uc801<\/strong>\uc5d0 \ub530\ub77c \ubd84\ub958\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ub9cc\uae30\ubcf4\uc720\ubaa9\uc801\ucc44\uad8c<\/strong>\uc740 \ub9e4\uac01\ud558\uc9c0 \uc54a\uace0 \ub9cc\uae30\uc77c\uae4c\uc9c0 \uc774\uc790\uc218\uc775\uc744 \uc5bb\uc73c\ub824\ub294 \ucc44\uad8c\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u511f\u5374\u539f\u4fa1\u6cd5\uff08\u3057\u3087\u3046\u304d\u3083\u304f\u3052\u3093\u304b\u307b\u3046\uff09\uc0c1\uac01\uc6d0\uac00\ubc95<\/h3>\n\n\n\n<p>\ucc44\uad8c\uc758 \ucde8\ub4dd\uc6d0\uac00\ub97c \uae30\ucd08\ub85c \ud558\uc5ec, \ub9cc\uae30\uc77c\uae4c\uc9c0\uc758 \uae30\uac04 \ub3d9\uc548 \uc774\uc790\uc218\uc775\uc774\ub098 \uc774\uc790\ube44\uc6a9\uc744 \uc815\uc561 \ub610\ub294 \uc815\ub960\ub85c \ubc30\ubd84\ud558\uc5ec \uacc4\uc0b0\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. <span style=\"text-decoration: underline;\">\ucc44\uad8c\uc774 \ubc1c\ud589\ub420 \ub54c\uc758 \uc561\uba74\uac00\uc640 \ub9e4\uc785 \uac00\uaca9\uc774 \ub2e4\ub97c \uacbd\uc6b0<\/span>, \uc774 \ucc28\uc774\ub97c <strong>\ub9cc\uae30\uae4c\uc9c0 \uc0c1\uac01<\/strong>(\uc989, \uc810\uc9c4\uc801\uc73c\ub85c \ub098\ub204\uc5b4 \ucc98\ub9ac)\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\uc0ac\uc6a9 \uc774\uc720<\/strong>: <\/p>\n\n\n\n<p>\ub9cc\uae30\ubcf4\uc720\ubaa9\uc801\ucc44\uad8c\uc758 \uac00\uce58\ub97c \uacf5\uc815\ud558\uac8c \ubc18\uc601\ud558\uace0, \ud68c\uacc4 \uae30\uac04\ubcc4\ub85c \uc774\uc790\uc218\uc775\uc774\ub098 \ube44\uc6a9\uc744 \uc815\ud655\ud788 \uc778\uc2dd\ud558\uae30 \uc704\ud568\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\uc561\uba74\uac00\uc640 \ub9e4\uc785 \uac00\uaca9\uc758 \ucc28\uc774\ub780?<\/strong><\/h4>\n\n\n\n<p>\ucc44\uad8c\uc744 \uad6c\ub9e4\ud560 \ub54c <strong>\uc561\uba74\uac00<\/strong>(\u984d\u9762\u4fa1, \u304c\u304f\u3081\u3093\u304b)\uc640 <strong>\ub9e4\uc785 \uac00\uaca9<\/strong>(\u8cb7\u5165\u4fa1\u683c, \u304b\u3044\u3044\u308c\u304b\u304f)\uc774 \ub2ec\ub77c\uc9c0\ub294 \uc774\uc720\ub294 <span style=\"text-decoration: underline;\">\uc8fc\ub85c <strong>\uc2dc\uc7a5 \uae08\ub9ac<\/strong>\uc640 <strong>\ucc44\uad8c\uc758 \uc774\uc790\uc728<\/strong> \ucc28\uc774<\/span> \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774\ub97c \uc774\ud574\ud558\uae30 \uc27d\uac8c \uc124\uba85\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc561\uba74\uac00<\/strong>: \ucc44\uad8c\uc774 \ubc1c\ud589\ub420 \ub54c \ud45c\uc2dc\ub41c \uae08\uc561\uc785\ub2c8\ub2e4. \ub9cc\uae30 \uc2dc \uc0c1\ud658\ubc1b\uc744 \uae08\uc561\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uba74 \ub429\ub2c8\ub2e4.\n<ul class=\"wp-block-list\">\n<li>\uc608) 1,000,000\uc6d0\uc9dc\ub9ac \ucc44\uad8c.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\ub9e4\uc785 \uac00\uaca9<\/strong>: \uc2dc\uc7a5\uc5d0\uc11c \uc2e4\uc81c\ub85c \ucc44\uad8c\uc744 \uc0ac\ub294 \ub370 \uc9c0\ubd88\ud558\ub294 \uae08\uc561\uc785\ub2c8\ub2e4.\n<ul class=\"wp-block-list\">\n<li>\uc608) 1,000,000\uc6d0\uc9dc\ub9ac \ucc44\uad8c\uc744 950,000\uc6d0(\ud560\uc778\ubc1c\ud589) \ub610\ub294 1,050,000\uc6d0(\ud560\uc99d\ubc1c\ud589)\uc5d0 \uad6c\ub9e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\uc65c \uc561\uba74\uac00\uc640 \ub9e4\uc785 \uac00\uaca9\uc774 \ub2e4\ub978\uac00?<\/strong><\/h4>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>(1) \uc2dc\uc7a5 \uae08\ub9ac\uc640 \ucc44\uad8c\uc758 \uc774\uc790\uc728 \ucc28\uc774<\/strong><\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"text-decoration: underline;\">\ucc44\uad8c \ubc1c\ud589 \uc2dc \uc815\ud574\uc9c4 \uc774\uc790\uc728(\ud45c\uba74\uae08\ub9ac)\uc774 \uc2dc\uc7a5 \uae08\ub9ac\uc640 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/li>\n\n\n\n<li>\ucc44\uad8c\uc744 \uad6c\ub9e4\ud558\ub294 \ud22c\uc790\uc790\ub4e4\uc740 \ub354 \ub192\uc740 \uc218\uc775\uc744 \uc6d0\ud558\uac70\ub098, \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc9c0\ubd88\ud560 \uc758\ud5a5\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h6 class=\"wp-block-heading\"><strong>\uc608\uc2dc 1: \uc2dc\uc7a5 \uae08\ub9ac\uac00 \ucc44\uad8c \uc774\uc790\uc728\ubcf4\ub2e4 \ub192\uc744 \ub54c<\/strong><\/h6>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucc44\uad8c\uc774 1,000,000\uc6d0\uc5d0 \ub300\ud574 \ub9e4\ub144 3%\uc758 \uc774\uc790\ub97c \uc900\ub2e4\uace0 \uac00\uc815\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ud558\uc9c0\ub9cc \uc2dc\uc7a5 \uae08\ub9ac\uac00 5%\ub77c\uba74, \ud22c\uc790\uc790 \uc785\uc7a5\uc5d0\uc11c \uc774 \ucc44\uad8c\uc758 \uc774\uc790\uc728(3%)\uc740 \ub9e4\ub825\uc801\uc774\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ud22c\uc790\uc790\ub294 \uc774 \ucc44\uad8c\uc744 \ub354 \ub0ae\uc740 \uac00\uaca9(\uc608: 950,000\uc6d0)\uc73c\ub85c \uc0ac\ub824\uace0 \ud560 \uac83\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p>\uc774\ub97c <span style=\"text-decoration: underline;\">\ud560\uc778\ubc1c\ud589(Discount Bond)<\/span>\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\"><strong>\uc608\uc2dc 2: \uc2dc\uc7a5 \uae08\ub9ac\uac00 \ucc44\uad8c \uc774\uc790\uc728\ubcf4\ub2e4 \ub0ae\uc744 \ub54c<\/strong><\/h6>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubc18\ub300\ub85c \uc2dc\uc7a5 \uae08\ub9ac\uac00 2%\ub77c\uba74, \ucc44\uad8c\uc758 \uc774\uc790\uc728(3%)\uc774 \ub354 \ub9e4\ub825\uc801\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ud22c\uc790\uc790\ub294 \uc774 \ucc44\uad8c\uc744 \ub354 \ub192\uc740 \uac00\uaca9(\uc608: 1,050,000\uc6d0)\uc5d0 \uc0ac\ub824\uace0 \ud560 \uac83\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p>\uc774\ub97c <span style=\"text-decoration: underline;\">\ud560\uc99d\ubc1c\ud589(Premium Bond)<\/span>\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>(2) \uc2e0\uc6a9\uc704\ud5d8(\ubc1c\ud589\uc790\uc758 \uc2e0\uc6a9\ub3c4)<\/strong><\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucc44\uad8c\uc744 \ubc1c\ud589\ud55c \ud68c\uc0ac\ub098 \uc815\ubd80\uc758 \uc2e0\uc6a9\ub3c4\uac00 \ub0ae\uc73c\uba74, \ud22c\uc790\uc790\ub294 \uc0c1\ud658 \uac00\ub2a5\uc131\uc744 \uc758\uc2ec\ud558\uac8c \ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc774\ub7f0 \uacbd\uc6b0 \ucc44\uad8c\uc758 \ub9e4\uc785 \uac00\uaca9\uc774 \ub0ae\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p>\uc608) \ubd80\ub3c4\uac00 \ub0a0 \uc704\ud5d8\uc774 \uc788\ub294 \ud68c\uc0ac \ucc44\uad8c\uc740 \ub354 \ub0ae\uc740 \uac00\uaca9\uc73c\ub85c \uac70\ub798.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>(3) \uc2dc\uc7a5\uc758 \uc218\uc694\uc640 \uacf5\uae09<\/strong><\/h5>\n\n\n\n<p>\uc608) \uacbd\uae30 \ubd88\ud669\uc77c \ub54c\ub294 \uc548\uc804\uc790\uc0b0\uc778 \ucc44\uad8c \uc218\uc694\uac00 \ub192\uc544\uc838 \uac00\uaca9 \uc0c1\uc2b9.<\/p>\n\n\n\n<p>\ucc44\uad8c\uc758 \uc218\uc694\uac00 \ub9ce\uc73c\uba74 \uac00\uaca9\uc774 \uc624\ub974\uace0, \uc218\uc694\uac00 \uc801\uc73c\uba74 \uac00\uaca9\uc774 \ub0b4\ub824\uac11\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u511f\u9084\u65e5\uff08\u3057\u3087\u3046\u304b\u3093\u3073\uff09\uc0c1\ud658\uc77c<\/h3>\n\n\n\n<p>\ucc44\uad8c\uc758 \ub9cc\uae30\uc77c\ub85c, <span style=\"text-decoration: underline;\">\ucc44\uad8c \ubc1c\ud589\uc790\uac00 \ud22c\uc790\uc790(\ucc44\uad8c \ubcf4\uc720\uc790)\uc5d0\uac8c \uc6d0\uae08(\uc561\uba74\uac00)\uc744 \uc0c1\ud658\ud558\ub294 \ub0a0<\/span>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc0c1\ud658\uc77c\uc5d0\ub294 \uc6d0\uae08\uacfc \ud568\uaed8 \uc57d\uc815\ub41c \uc774\uc790\ub97c \uc9c0\uae09\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\uc138 \uac1c\ub150\uc758 \uad00\uacc4<\/strong><\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uacb0\uad6d, <strong>\ub9cc\uae30\ubcf4\uc720\ubaa9\uc801\ucc44\uad8c<\/strong>\uc758 \uacbd\uc6b0 <span style=\"text-decoration: underline;\"><strong>\uc0c1\ud658\uc77c<\/strong>\uae4c\uc9c0\uc758 \uae30\uac04 \ub3d9\uc548 <strong>\uc0c1\uac01\uc6d0\uac00\ubc95<\/strong>\uc744 \uc801\uc6a9\ud574 \uc815\uae30\uc801\uc73c\ub85c \ud68c\uacc4\ucc98\ub9ac<\/span>\ub97c \ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ub9cc\uae30\ubcf4\uc720\ubaa9\uc801\ucc44\uad8c<\/strong>\uc740 \uc0c1\ud658\uc77c\uae4c\uc9c0 \ubcf4\uc720\ud558\ub294 \uac83\uc774 \uc804\uc81c\ub418\ubbc0\ub85c, <strong>\uc0c1\ud658\uc77c<\/strong>(\u511f\u9084\u65e5)\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ucc44\uad8c\uc758 \ucde8\ub4dd\uac00\uac00 \uc561\uba74\uac00\uc640 \ub2e4\ub97c \uacbd\uc6b0, <strong>\uc0c1\uac01\uc6d0\uac00\ubc95<\/strong>(\u511f\u5374\u539f\u4fa1\u6cd5)\uc744 \uc801\uc6a9\ud574 \uc0c1\ud658\uc77c\uae4c\uc9c0 \uc218\uc775\uc774\ub098 \ube44\uc6a9\uc744 \ubc30\ubd84\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Note. \uae30\ub85d\ud558\uae30<\/h2>\n\n\n\n<p>\ub044\uc801\ub044\uc801&#x270c;&#xfe0f;<\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/engineer-chanpu.blog\/wp-content\/uploads\/2025\/01\/20250114.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 20250114.\"><\/object><a id=\"wp-block-file--media-4b3bb9d8-33d1-46e7-9d52-1e648c995c19\" href=\"https:\/\/engineer-chanpu.blog\/wp-content\/uploads\/2025\/01\/20250114.pdf\">20250114<\/a><a href=\"https:\/\/engineer-chanpu.blog\/wp-content\/uploads\/2025\/01\/20250114.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-4b3bb9d8-33d1-46e7-9d52-1e648c995c19\">\ub2e4\uc6b4\ub85c\ub4dc<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Day-7 &#8220;\uc6b0\ub9ac\uac00 \uac00\uc9c4 \ucd5c\uace0\uc758 \uc790\uc6d0\uc740 \uc2dc\uac04\uc774\ub2e4.&#8221;\u2013 \uc2a4\ud2f0\ube0c \uc7a1\uc2a4 (Steve Jobs) \uc624\ub298 \uc2dc\uac04\uc744 \uc5b4\ub5bb\uac8c \uc0ac\uc6a9\ud560\uc9c0 \uace0\ubbfc\ud558\uba70 \ucd5c\uace0\uc758 \ud558\ub8e8\ub97c \ub9cc\ub4e4\uc5b4 \ubcf4\uc138\uc694&#x1f601; Note. \uacf5\ubd80\ud558\uae30 \u6e80\u671f\u4fdd\u6709\u76ee\u7684\u50b5\u5238\uff08\u307e\u3093\u304d\u307b\u3086\u3046\u3082\u304f\u3066\u304d\u3055\u3044\u3051\u3093\uff09\ub9cc\uae30\ubcf4\uc720\ubaa9\uc801\ucc44\uad8c \ub9cc\uae30\uc77c\uae4c\uc9c0 \ubcf4\uc720\ud560 \ubaa9\uc801\uc73c\ub85c \ucde8\ub4dd\ud55c \ucc44\uad8c\uc744 \ub9d0\ud569\ub2c8\ub2e4. \u511f\u5374\u539f\u4fa1\u6cd5\uff08\u3057\u3087\u3046\u304d\u3083\u304f\u3052\u3093\u304b\u307b\u3046\uff09\uc0c1\uac01\uc6d0\uac00\ubc95 \ucc44\uad8c\uc758 &#8230;<\/p>\n","protected":false},"author":1,"featured_media":7474,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[217],"tags":[],"class_list":["post-7648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-certification"],"_links":{"self":[{"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=\/wp\/v2\/posts\/7648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7648"}],"version-history":[{"count":22,"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=\/wp\/v2\/posts\/7648\/revisions"}],"predecessor-version":[{"id":7731,"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=\/wp\/v2\/posts\/7648\/revisions\/7731"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=\/wp\/v2\/media\/7474"}],"wp:attachment":[{"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7648"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/engineer-chanpu.blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}